The documents contained herein are the views of those who authored the information. The owner of this web site does not edit items submitted and will not take responsibility for their content.

117306.ZIP How to Calculate a Balloon Payment in 123 Lotus Technical Bulletin From the Lotus BBS
ACE100.ZIP THE ANNUITY ACE v1.00 [ASP] produces professional illustrations for deferred, immediate and split annuities (Savings,  IRA, 401K, etc). Flexible with variable deposits, withdrawals, interest rates, and compound methods. Tax analysis, COLA, Loads, Inflation Factoring and more. Illustration detail is monthly - annual,  calendar or fiscal, whole dollars or cents, cumulative or non-cumulative.
ACE103.ZIP Annuity Ace v1.03 Now project your savings as never before! Professional illustrations for  deferred, immediate and split annuities   (Savings, IRA, 401K, etc). Flexible with  variable deposits, withdraw- als, interest  rates, and compound methods. Tax analysis,  COLA, Loads, Inflation Factoring and more.  Detail is monthly - annual, calendar or  fiscal, whole dollars or cents, cumulative or non-cumulative.
ACTUARY.ZIP ACTUARIAL MODELER FOR OS/2 WARP   An actuarial program for valuing many types of annuities and pension benefits, including immediate and deferred single and joint life pensions that may have various associated guarantees and death benefits. This version is public domain freeware and has the capability of valuing annuities and pensions based on general mortality levels in the Canadian population   
AMORT2.ZIP AmortizeIT! 2.1 <ASP> a fast, flexible, easy  use loan analyzer. Uses a fill-in-the-blank  interface. Includes an amortization schedule, & 6 calculators: loan, refinance, remaining  balance, accelerated payments, interest due & balloon payment. 25 new features: user can  set payment, irregular length 1st periods,  payment date/due date schedules, tax   consequences of a loan. Supports irregular,  skipped & extra payments; adjustable rates. new features/bug fixes
AMORT21.ZIP AmortizeIT! 2.1 <ASP> a fast, flexible, easy    use loan analyzer. Uses a fill-in-the-blank  interface. Includes an amortization schedule,  & 6 calculators: loan, refinance, remaining   balance, accelerated payments, interest due & balloon payment. 25 new features: user can  set payment, irregular length 1st periods,  payment date/due date schedules, tax  consequences of a loan. Supports irregular,  skipped & extra payments; adjustable rates. new features/bug fixes
AMORTZ16.ZIP AMORTZ - Loan Schedules & More! v1.60 <ASP>   The EASY financial loan calculation system.  AMORTZ is a very "user friendly" package that can calculate any of the loan variables  (principal, interest, payment amount or # of  payments), and can then generate amortization schedules by year. AMORTZ can also be used  for "What If" calculations to see how changes in principal payments or interest rate can  affect loan totals. Shareware $10.00 
APRCAL13.ZIP APRCALC.EXE v1.3 - Calculates loan variables, prints amortization tables, and allows you to save scenarios in files. Features: very fast amortizations, complete Help file, "Always On Top", discount points breakeven analysis, multiple instances for side-by-side comparisons, export to ascii file. Shareware from Larry Leonard, $15.
BILLPRG.ZIP The Bill Reminder - reminds you when bills are due. Simply record addresses, account numbers, monthly payments, due dates, and other data for each creditor. As the bill's due date get's closer, the font color for that entry will turn blue. When the payment is late, it will turn red.  Description Copyright 1995 PsL
BLA_1.ZIP BOTTOM LINE ACCOUNTING - Main & Config files Ver 2.E Aug-93 Fully integrated 8 module accounting system. No hassel software designed for the NON-ACCOUNTANT business person. Menu-driven, context sensitive help, complete reports. Requires DOS 4.0+, 2M RAM, 286/16, 5meg disk space.
BUYGOLD.ZIP How to Invest in Gold-- And Why You Want To,  by Adam Starchild. Gold is an important part of an investment portfolio, particularly if you're concerned about the government printing so much money that your money is worthless. This electronic book will tell you all you want to know about investing in gold in plain, easily understood language.
CCMATH11.ZIP Credit Card Math v1.1 Learn why it takes so long to pay off credit cards. Find out how to save thousands of dollars in credit card  interest. Discover the clever scheme used  by credit card issuers to keep your monthly   payments low. Credit Card Math goes behind  the scenes and uncovers the true hidden cost  associated with credit cards. This program  helps people save money. Please pass it on.
CHF111.ZIP Loan Chief v1.11 Loan calculating has never  been this easy! Professional schedules with a multitude of options: Weekly - Annual,  variable rates, loan acceleration, tax  analysis, variable payments, cumulative/non- cumulative, variable compound methods and  much more! Produces LOAN CHARTS, a new and   novel concept in loan processing. Save and  retrieve info. Solve for values.
CHF112.ZIP Loan Chief v1.11 Loan calculating has never  been this easy! Professional schedules with a multitude of options: Weekly - Annual,  variable rates, loan acceleration, tax  analysis, variable payments, cumulative/non- cumulative, variable compound methods and  much more! Produces LOAN CHARTS, a new and   novel concept in loan processing. Save and  retrieve info. Solve for values.
CRDRG10.ZIP A Credit repair guide for home-buyers Fantastic guide that will show you how to  repair and rebuild your credit,learn where to get the best deals on a visa or mastercard purchase a home with the least amount of mone setup a portfolio for your golden years learn all about the Resolution Trust Corporation,a   company desighned & setup to sell off all the real-estate the government acquired from the failed savings & loans.And much more! 
CRTRUST.ZIP THE WEALTH ACCUMULATION TRUST, by Adam Starchild: This special report will acquaint you with the near magical possibilities of a tax-saving, income-producing legal device known as a "charitable remainder trust" or "CRT." Although "CRT" is the currently popular term, these trusts are also known as "life income" and "wealth accumulation" trusts. Both descriptions are accurate-- and therein lies the money magic.
DEBTCO22.ZIP Debt Collector 2.2: Professional software especially created for attorneys, accountants and financial institutions. Maintains and calculates 36 principal and interest payments received from debtor. Complete data base system stores valuable financial records. Includes financial tables to project monthly collection receipts or monthly loan payments. FREE-- no charge of any kind for use. From Electrical Design Software.
EAM13.ZIP 95 ** ENDS AND MEANS v1.3 ** Find out how long it will take you to earn a million bucks! Software that's free, find out how YOU can support your local shareware developer! From SoftWorks, Inc.
EASY_A14.ZIP EASY AGENT 1.46 - Calculates! Sales/Purchase Costs, Loan Payments, Amortization Schedules, Sellers Net, Buyers cost, (Oct 1992) FHA Down Payments, Balloon Notes, ARM Monthly Payments and Early Payout savings. Prints! Net Sheet, Buyers Cost, Amortization Schedules and FHA Cost Reports. 4 function calculator; Mirrors HUD-1 cost items. $40.00 registration = Disk, Manual, unlimited Support and Upgrade notice. AUTHOR: TOM BOYD - 601-825-4926 MEMBER! ASP
ECON0893.ZIP National list of Financial and Economic Bulle
EEBNDD11.ZIP Maintains Database of E & EE Savings Bonds
ENTRESEC.ZIP The Entrepreneur's Guide To Wealth Secrets. One of the greatest strategies of all for financial success is a successful business. The 1986 tax reforms dulled some of the shine, but a small business is still one of the best tax shelters. And contrary to what you may have thought, you can start your own enterprise without a radical departure from your current income. This electronic book by Adam Starchild has many good tips.
FM.ZIP Financial Management for the growing Business text file very comprehensive
GOLDNYR2.ZIP GOLD'N YEARS Retirement Funds Analysis (v2)  projects your returns for up to 5 funds and shows your resulting yearly incomes using 4 payout methods, from earnings-only payouts to multi-year payouts adjusted for inflation and compared to today's dollars. Just enter your current and retirement ages, salary, yearly contribution percentage, COLA's, inflation rate, yearly allocation to each of the funds, and their historical returns and balances.
INCENTER.ZIP Investment Strategies from The Investment Center
INTENTRE.ZIP THE INTERNATIONAL ENTREPRENEUR, by Adam Starchild: Do you want to travel around the world? See the places you've always dreamed of seeing? Eliminate your car payment and mortgage? This electronic book presents specific informatio on current worldwide opportunities-- how to be a global real estate speculator, get into import-export and travel businesses, and more. You can even do these things totally tax-free!
INVESTBA.ZIP INVESTING BASICS, by Adam Starchild: Today's low interest rates are hitting folks hard. Many people tolerate dismal yields, hoping that rates will recover soon, but they shouldn't hold their breath. Since 1926, Treasury bill rates have averaged 3.7 percent annually. Confronted with this reality, people must find ways to make their money work harder. Learn how in this electronic book.
LENDM-SB.ZIP Small Business Admin. SBA Lenders Manual From SBA BBS
LLC.ZIP LIMITED LIABILITY COMPANIES by Adam Starchild The limited liability company (also called an LLC) is a form of business entity now gaining popularity in the U.S. The LLC is a hybrid of the partnership and the corporation. It has the flexibility of a partnership and the limited liability typical of a corporation. The LLC also offers many advantages over the Subchapter S corporation. Learn more from this electronic book.
LOAN210.ZIP HOME LOAN DIARY 2.10 - Mortgage diary. Calculates how much $$$ you can save by paying a loan off early. Like a Lotus spreadsheet yet this is a complete program, not a macro. Scrollable! Additional principal payments and notes can be entered and saved to disk. Print outs & calculator available. Simple to  use! Records monthly escrow payments  also.
LOAN300.ZIP Home Loan Diary - Mortgage diary. Calculates   how much $$$ you can save by paying a loan  off early. Like a Lotus spreadsheet yet this   is a complete program, not a macro.  Scrollable! Additional principal payments and notes can be entered and saved to disk.  Printouts & calculator available. Simple to  use! Tracks monthly escrow payments also.  Earn 1700% on your investment! This program  will pay for itself within one month. Enhancements
LOWDOC-S.ZIP SBA LOWDOC Quick & Easy Lending Program  From SBA BBS
LTBDOS20.ZIP LENDER'S TOOLBOX 2.0 (DOS): Essential tools  for lenders OR borrowers. Use the Loan  Calculator for 'what if' scenarios. Amortize  with normal P&I or fixed principal payments  on a bi-weekly*, semi- monthly*, monthly,   quarterly, semi-annual, or annual basis  using 30 day months or exact days* between  dates. Easy to use with on-line help.  Version 2.0, with many new [*] features and  user customizable defaults.
LTBDOS30.ZIP LENDER'S TOOLBOX 3.0 (DOS): Essential tools  for lenders OR borrowers. Use the Loan  Calculator for 'what if' scenarios. Amortize  with normal P&I or fixed principal payments  on a bi-weekly, semi- monthly, monthly,   quarterly, semi-annual, or annual basis  using 30 day months or exact days between  dates. Easy to use with on-line help.  Version 3.0, with new features and user customizable defaults.
LWMD3.ZIP Lifetime Wealth Management Version 3.0 The Successful Investors Program for Saving, Investing, Retirement, Net Worth, Mortgages, Loans, Stocks and Mutual Funds + Portfolio Management Database with performance Graphs. Everyone can use these programs covering all phases of a person's financial life. For DOS.
MF4V3R.ZIP Married vs. Single Tax Analysis Program
MOCOST50.ZIP MORTCOST Automated Mortgage & Loan Cost Analysis Tool from Quinn Software
MRT203.ZIP The Mortgage Analyzer v2.03 contains options  for amortization schedules, loan  qualification, refinancing, mortgage acceleration, side by side mortgage comparisons,  Buy vs. Rent, Lease vs. Sell, and mortgage   related calculators. Tax Analysis, Daily  Interest, Points, etc. Save and retrieve  multiple clients. Fixed, Stepped, ARM.  Calculates Mortgage Insurance, FHA MIP, VA  Funding Fees. Caps & Margins for ARMs. MORE!
MTGML3_0.ZIP MTGML3_0.ZIP 348901 04-02-96 (v3.0) Mortgage Modeler Calculates different loan payment ranges and accompaning amortizat tables. Allows comparison of differing loan s to find the best available choice. Save clien information and amortization tables to file.  Shareware (US$ 49.95)
PFROIX.ZIP PFROI V3.8 - PortFolio manager with ROI Handles stocks, bonds, mutual funds, options, real estate, reinvestments, splits, shorts,  margin, etc. Computes ROI before and after  taxes. FIFO, LIFO, Avg, and specific tax lot   methods. Transaction, position, dividend,  interest, capital gains, ROI, cash flow  reports plus Graphics. Downloads quotes from CIS, DJ, GEnie; imports from Prodigy. Help  screens & 120 pg on-disk manual.
PRICE10.ZIP The Project Gutenberg Edition of the Price In [Originally published as a column entitled: THE RATE OF CHANGE OF THE RATE OF CHANGE by M In The Electronic Journal of Virtual Culture] Valuable Database so that you can see what a Dollar was worth between 1898 and 2010. Great for accountants!
QDLX50F.ZIP Quicken DeLuxe Maintainence Upgrade
QTAX109.ZIP QUICKTAX V1.09 <ASP>

Tax planner, estimator, tracker, checker.- Plan taxes to get the most from deductions, credits, IRAs, savings plans, pensions, social security, capital gains, dividends, interest. Finds filing status and requirements, dependencies, withholding allowances, estimated tax. Finances BATES ENGINEERING/SOFTWARE

QUALIFYR.ZIP QualifyR v1.0 Home Buyer's Residential  Financing Qualification Program - Unlike  other mortgage programs, QualifyR accurately   computes and itemizes Closing Costs, Monthly  Income Required and all other mortgage  variables using current Fannie Mae  Guidelines. Computations performed instantly  on screen and results displayed to Financing  Estimate screen in the same format as the  Good Faith Estimate banks use.
STRATS22.ZIP Strategies to Reduce College Costs v2.2 Concise $ saving financial aid facts. Learn how to: Est. and increase aid, play "What IF?" to test aid-increasing scenarios, answer aid form questions. Think Ahead must read self-help electronic book for parents and students. Strategies cover aid info for both Public and Private colleges
TI123V30.ZIP Total Investor (TI) is a portfolio management and charting program for use with 1-2-3 for  Windows (V4.X and greater). TI tracks   securities and transactions, charts stocks,  and aids trading decisions with a wide array  of technical indicators. Includes built in  updating from America Online, Prodigy, and  Compuserve. Total Investor is shareware  ($49). <ASP> member.  Support for 1-2-3 for Windows Version 4 and  greater
WINFIN37.ZIP Many Tools for Financial Analysis. MORTGAGE and RULE-78 with AMORTIZATION. IRR, MIRR and  NPV with over 1,900 cash flows. Save to disc. BONDS with callable and odd 1st coup option.  T-BILLS, CD's, BA's, BLACK-SCHOLES, PORTFOLIO HEDGE, AUTO LEASE, RETIREMENT PLANNING,  RANDOM NUMBERS, DAYS BETWEEN DATES, CALENDAR, ANNUITY and COMPOUND INTEREST are also  included.
YS102.ZIP Your Stocks Version 1.2 A personal stock portfolio manager. This program tracks all you stock purchases and sales. Your portfolio is summarized, showing the values of all purchases and easily expanded to show the individual buys. Makes tax time very easy. Stock prices are easily updated from quotes in the newspaper giving you your current portfolio worth

HUMOR
DISCUSSION
ONLINE BOOKSTORE
SEARCH
FEEDBACK